Jencor Mortgage Corporation - Calgary's Mortgage Specialist

Submit your application instantly to one of our mortgage specialists over our safe and secure online form.

From payment calculators to refinancing, choose from one of our seven comprehensive online mortgage calculators to quickly get the answers you may be looking for.

Jencor Mortgage is a proud member of the Better Business Bureau

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JENCOR MORTGAGE

305 - 1822 10th Ave S.W.
Calgary, Alberta
T3C 0J8

Phone Number:            (403) 245-3636
Fax Number:                (403) 229-3113
E-mail:         info@jencormortgage.com

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Blend and Extend A closed mortgage can often be "opened" for the purpose of extending the term. Most lenders will blend the penalty for breaking (usually an Interest Rate Differential) with the rate for the new extended term. The idea is to get a lower rate and protect against rate increases in the future.

Buy-down "Paying down" the mortgage rate by paying the lender a premium at time of funding. This is often used as a marketing feature by new home builders, particularly on high ratio second mortgages.

Buyer's Agent A Realtor who acts contractually on behalf of the buyer. Traditionally, and still in most cases, the Realtor is the Agent of the Sellers and is paid by them out of the proceeds of the sale. A Buyer's Agency Agreement allows a Realtor (with full disclosure to the sellers or their agent) to negotiate on behalf of the buyer, with no legal conflict of interest. The seller still pays the Buyer's Agent fees, but this is always spelled out and acknowledged in the Offer to Purchase.

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